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Justin Lukasavige's Articles in Personal Finance

  • Lower Your Phone Bill
    While many households have dropped their home phone to make the switch to just their cell phones, the majority of US homes still have a landline phone for the majority of their calls.
  • State Your Intentions
    How many times have you thought about doing something and made a resolve to do it, but then the excitement wore off and you never followed through? I sure hope that I am not alone in this.
  • Why Work for a Living?
    Why do so many of us work for a living? After all, work implies drudgery, mindlessness, boring duties and dissatisfaction. I don’t work for a living; rather I live for what I do. I have created the ideal life for my family and myself, and have based what I do for income around that. Did you know that there are many cultures around the world that do not even have a word for ‘retirement’?
  • Make it Automated
    My wife will be the first to tell you that I am pretty darn lazy. While I do not have much downtime in my day, she knows that while I’m working, I’m doing it as efficiently as I can. I call it… being efficiently lazy.
  • My Debit Card was Stolen: Here’s What to Do
    It’s true; I never thought I would let it happen, but it happened without me having any knowledge of it. While you can minimize your risk of having your number stolen, if it does happen, you need to be on top of it. Just a few weeks ago, I discovered that I needed to make some calls.
  • Improve Your Credit Score
    A common question that we get asked a lot is how to improve a credit score. I tend to challenge the notion that we need a good credit score in the first place, since the way it is calculated really makes it an 'I love debt score'. The FICO score is based on such things as the amount of debt outstanding, the available credit outstanding, payments history, etc.
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  • Teach Your Children Well
    If you're like me, then you may continually be looking for ways to teach your children valuable life lessons. I only know of a handful of topics that are as important as money.

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