Justin Lukasavige's Articles in Credit

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When is the Best Time to Buy or Sell a Home? Our current economy does not seem to be very kind in regards to the housing market. Foreclosures are at a record rate and the mortgage crisis has made it much more difficult to get financing. Get Out of Debt: The Most Important Step The most important step to getting out of debt should really come as no surprise. If you find yourself digging a whole and then notice that you are stuck in the bottom of it, the first thing that most intelligent people would do is to stop digging. The same goes for getting out of debt, although most people do not follow this advice. Can You Afford Christmas? The holidays are over. January is here. I think you know what happens next. Well, Groundhog Day is just around the corner, but I am referring to the credit card bills. The Story of JC Penney In 1902 a young man of 26 years old by the name of James "Cash" Penney opened a store called The Golden Rule in Wyoming. James Penney was given the nickname Cash because of his moral oposition to credit. Selling merchandise for cash only, Penney grew the retail chain throughout the Rockie Mountain states and later changed the name to J.C. Penneys. Today there are more than 1,000 stores throughout the world, but they did not start accepting credit as payment until the late 1970's.