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Do you honestly know where your income goes each month? Most people have in their minds that a certain part of it goes towards groceries, housing, utilities, car payments, movies and the other stuff, but where does the rest of it go? If you have never intentionally tracked where your money goes each month you could be in for quite a surprise. Do you think you spend $400 on groceries each month? You will never know unless you begin to write down on paper for thirty days each time you go to the store You could also add the amounts on your credit card or bank statements, but that can be a bit taxing all in one sitting. You simply cannot begin to make any changes to your present reality until you are clear about where you are today. Download afree basic budget from our website to get started today or use a free online service like Mint to get underway. According to DrThomas Stanley in "The Millionaire Next Door", more than half of millionaires in North America know exactly where their money goes each month Of those that do not know where their money goes (in other words, budgeters) most of them had inherited their money. If you want to be a millionaire, be like the majority of millionaires and have a plan for your money Think it takes too much time every month? You would be wrong on that account My wife Christine and I spend twenty minutes at the most each month working on our budget. The average American watches nearly 4 hours of TV per day. What would your life look like if you unplugged?
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Justin Lukasavige is a Personal & Business Coach and owner of Lukas Coaching. Visit www.lukascoaching.com/resources.htm for a ton of free tools to help you improve your health, finances, business, career & life! For more free columns and articles, visit www.lukascoaching.com/articles.htm
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